How much car insurance is enough?

  • Liability Coverage:

    BODILY INJURY. This part of your auto policy covers you for liability: when you cause injury to another person while operating your vehicle. You should have coverage that is sufficient to cover you for any potential loss. Keep in mind that if you were found at fault for an accident and you insurance coverage was not sufficient to cover a damages verdict, you could be personally liable for the amount above your insurance coverage. For instance, if you had only $15,000 in Bodily Injury coverage, and caused damages of $100,000, then your personal assets would be at risk. Continue reading

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